Money View is a financial technology company founded in 2014 by Puneet Agarwal and Sanjay Agarwal. It became a unicorn in 2022, providing users with easy access to personal loans and credit management tools. In a country of more than a billion people, only 10% are eligible for formal credit products. Their vision is to provide world-class financial products & services to those 90% of the underserved Indians. They are making this possible through their AI powered proprietary models that predict risk more accurately than traditional models used in the industry, thus ensuring right credit solutions are provided to the right users in a simplified manner! They have disbursed 12000+ crore loan.
Problem
Many consumers in India faced difficulty accessing loans and managing their personal finances.
Solution
Money View provides instant personal loans and financial management solutions through an app that uses AI to assess creditworthiness.
Initial Users & Marketing Hack
They endorse their product through ad campaigns through celebrity like Ranbir Kapoor. Money View's app gained early traction by simplifying the loan application process and offering a seamless, mobile-first experience.
Current Offerings
Fully Personalised : Credit and loan solution that is best suited for the user’s needs and financial profile
Frictionless Digital Process : Leveraging technology to offer a simple & intuitive user-experience
Responsible Lending : Graduation-based strategy opens new offers for customers as they build a healthy credit history. We work with 100% transparency with ZERO surprises!
Website
LinkedIn page
Founder’s profiles
Puneet Agarwal: https://www.linkedin.com/in/puneet-agarwal-007/
Sanjay Agarwal: https://www.linkedin.com/in/sanjay-agarwal/